With a Space City CU VISA Check Card you can earn rewards for buying the things you need every day. Simply use your Space City CU Check Card on the "signature" side to earn points automatically. Rewards begin at just 1,500 points, so you'll be ready to redeem your points in no time!

Choose from a wide array of exciting options, including: shopping and dining rewards, brand-name merchandise, round-trip airline tickets, and more!

To redeem your points for gift certificate and merchandise rewards, simply register your card at www.BonusOneRewards.com. Then you can log in anytime to view your points and select the items you wish to order. To redeem for air travel rewards, please call the Redemption Center at 1-866-669-2427 as travel rewards require specific information.

* PIN based transactions are not eligible for reward points. Space City CU reserves the right to deduct points for any reason deemed necessary. See www.BonusOneRewards.com for terms and conditions.

Questions & Answers

How do I earn points?

You can earn points for all qualifying purchases (less returns) by using your check card to pay for gas, food, merchandise, and other goods and services. You will receive 1 point for each full $2 spent on a signature based transaction with your Space City CU VISA Check Card.

What is a "signature based" transaction?

When using your check card to make a purchase, you usually have the option of making a "debit" transaction or a "credit" transaction. In order for the transaction to be a "signature-based" transaction, you must choose "credit" and sign for the purchase. In addition, most debit card transactions done by phone, mail, or internet are considered signature-based, even though you do not actually sign anything.

**When at the store if the machine automatically asks for your PIN after you swipe your card press cancel and the signature line will come up for you to sign and the transaction will be processed as a signature-based transaction. Many stores automatically ask for the PIN in attempt to force the purchaser to input their PIN so the transaction will be processed as a PIN or POS transaction. PIN or POS transactions will not earn reward points.**

What is a "PIN based" transaction?

When using your check card to make a purchase, you would select "debit" and enter your PIN to complete the purchase. "Pin Based" transactions will not generate Reward Points, ALWAYS select "Credit" to earn points.

Do I earn points for transactions at an ATM?

Points cannot be earned on personal banking transactions such as ATM withdrawals, deposits, balance inquiries, transfers, and cash advances.

When do I begin earning points?

You begin earning points immediately. Your point balance will be updated by the 10th day of each month reflecting the points you earned throughout the previous month. You can check your points earned by calling 1-866-669-2427 (toll free), 9:00 a.m. - 8:00 p.m. ET any day except holidays, or by going to www.BonusOneRewards.com, entering your username and password, and then clicking "My Account" on the navigation bar.

Will I be charged any fees or interest?

There are no fees to participate in the rewards program but there may be processing fees applied to the redemption of some rewards.

What can I redeem my points for?

You may redeem your points for merchant certificates, hotel stays, airline tickets, and many other valuable items.

How do I redeem points?

For gift cards, merchandise, and other certificates, simply log in to www.BonusOneRewards.com website or call the Bonus One Rewards Redemption Service Center toll-free at 1-866-669-2427. To redeem points online, you must register to receive a username and password. For travel-related redemptions, call the Bonus One Rewards Redemption Service Center toll-free at 1-866-669-2427.

When can I begin redeeming points?

As soon as you have earned a minimum of 1,500 points, or you can continue to accumulate points for bigger rewards.

Debit Vs. Credit

Your VISA Check Card works just like a check when you use it as "credit". The amount you charge is deducted from your Checking Account in approximately two to four days. Be sure to deduct the charged amount immediately in your check register, because "credit" transactions reflect against your available balance until the amount settles from your account. So, when you view your account online or call the credit union you should always know the balance and available balance. Keeping track of your account is easy when you use a check register and document your deposits and withdrawals. The "credit" transactions do earn Bonus One Reward points. The more you spend, the more you earn!

When you choose "debit", the transaction is processed through the ATM network and you must use a PIN. This amount is deducted immediately from your account. Remember, these types of PIN based transactions do not earn Bonus One Reward points.