Home Is Closer Than You Think
When it feels like the right time for a new home — or a new start — we’re here to help. Plus, our professional mortgage loan experts make it quick and easy with fast closings and helpful guidance toward the option that feels right for you.
- Competitive Rates
- Low Closing Costs
- Flexible Terms for Lower Monthly Payments
- No Escrow
- Fast In-House Closing on Mortgage Refinance
To save time, please see the checklist below of the required documents:
For Home Purchase Loans:
- Valid Texas Driver’s License
- Last Two Paystubs
- Last Two Years W-2
- Two Months of Bank Statements and/or Investment Statements
- Last Two Years Tax Returns
For Refinance/Home Equity Loans:
- All Above Items
- Homeowners Insurance
- Flood Insurance (If Applicable)
- Warranty Deed
- Property Survey
- Current Mortgage Statement (If Applicable)
The Home-Buying Process
Use Our Calculator Tool
Use our calculator tool below to determine your monthly payment.
Get Pre-Qualified
Find out how much you’re pre-approved to borrow. Fill out the application online and get a decision within days.
Find a Home
Now that you know how much you can borrow, start looking for houses in your price range.
Submit Application
When you find the right home, submit your loan application. Your pre-qualification is good for 60 days.
Mortgage Payment Calculator
How much will your monthly mortgage payment be? Use this calculator to estimate your monthly payment, including your mortgage’s principal and interest payments as well as insurance and taxes.*
Ready to Get Started?
We’re ready for you! Start the approval process online or give us a call at 713-222-1244.
*This material is provided for general and educational purposes only; it is not intended to provide legal, tax, or investment advice.
Our financial calculators are provided as a free service to our Members. The information these calculators supply is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit, or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and illustrative and do not intend to provide investment advice. Space City CU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. Space City CU recommends finding a qualified professional for advice about your personal finance issues.