Plan for your Retirement Today
It’s never too early to start saving for your financial future. No matter what your age, an IRA with Space City CU will keep you on track for many years to come.
Your savings are Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government: National Credit Union Administration (NCUA), a U.S. Government Agency.
Traditional IRA
Minimum deposits vary by type of investment, but with steady, tax-deductible deposits, you'll watch your investments compound yearly.
Traditional IRA CD
For guaranteed insured returns on your retirement funds, open a Space City CU IRA Lifeguard CD. With as little as $500.00, you can open a CD for any time period lasting 6 months to 5 years. When the CD matures, you can either make more deposits or simply roll it over. Penalties apply for early withdrawal.
Roth IRA
Distribution rules don't apply. The Roth IRA is flexible.
Your Space City CU Roth IRA is funded with after-tax money, so deposits are not tax-deductible. When you withdraw money out of your Roth IRA, that money is yours to keep, with no taxes due.
Eligibility and maximum deposits vary. Call today for more details.
Roth IRA CD
For guaranteed insured returns on your retirement funds, open a Space City CU Roth IRA CD. With as little as $500.00, you can open a CD for any time period lasting 6 months to 5 years. When the CD matures, you can either make more deposits or simply roll it over. Eligibility and maximum deposits vary. Call today for more details.