Launching to a Stronger Future
Space City Credit Union and TDECU Merge Creating More Access to Financial Empowerment for Members
Space City Credit Union is powered by TDECU. The merger with Houston’s largest not-for-profit financial institution was finalized on June 1, 2025. TDECU President and CEO Isaac Johnson leads the newly expanded organization. Space City Credit Union members overwhelmingly approved the merger during their May special meeting. With the merger complete, TDECU is nearly $5 billion in assets and serves close to 400,000 members.
What Members Can Expect
Members can continue to enjoy all the products and services they rely on without disruption. There will be no immediate changes to accounts. Members will receive information about the account integration process in the coming months. Legacy SCCU members interested in learning more about TDECU’s services should visit TDECU.org or one of its areas member centers.
Frequently Asked Questions
Why did Space City Credit Union and TDECU merge?
Space City Credit Union was looking for a partner with shared values and mission that would continue to serve and grow with their members. They chose TDECU to be that partner. This merger unites two strong credit unions on an aligned path to success to better serve all our Members.
What if I also have an account with TDECU?
No changes will occur at this time. We will keep you well informed through every step of this transition. You can expect to receive regular updates from both organizations to make the transition as smooth as possible. Please continue to enjoy your experience with both organizations.
How will the merger affect member accounts?
There are no immediate changes to accounts.
At this time, Members will continue to perform all banking transactions at their legacy credit unions—TDECU or Space City Credit Union.
Shared Branching
- Space City Credit Union Members still have access to the shared branching network where they may perform basic banking transactions at branches of other credit unions within the same network.
- Members may access the shared branching locator from the Resources menu of the Space City Credit Union website. There are also alternative contact options (mobile, text, call, live help) on the shared branching locator webpage.
Who is TDECU? Do they have a long history of serving communities like Space City?
TDECU (Texas Dow Employees Credit Union) is the largest credit union in Houston and the fourth largest in Texas. It was founded in 1955 by employees of Dow Chemical Company in Lake Jackson, Texas, with a mission of “people helping people”. It has a strong tradition of community service, supporting initiatives in education, health, and economic development. In 2023, TDECU launched the TDECU Cares Foundation, which provides charitable grants, scholarships, and financial wellness programs. TDECU has also played a role in financial education, partnering with the University of Houston and securing naming rights for TDECU Stadium, home of the Houston Cougars football team.
What does this mean for my accounts/loans/online banking access?
The integration process between the credit unions is complex and will take time to complete. For now, there is no immediate action required for Members. Your accounts, services, and online banking access remain unchanged. You should continue to perform all banking transactions at your legacy credit union and use your existing Member Centers or branches for any support you may need. Business operations will continue as usual, and we will continue to communicate updates.
What if I also have an account with TDECU?
If you have accounts with both credit unions, you should continue to use each credit union separately for your banking transactions during the integration process. However, as an immediate upgrade, you can use ATMs at both credit unions for cash withdrawals free of charge. This enhancement is designed to provide you with more convenience. Your accounts, services, and access will remain unchanged, and you can continue to use your existing legacy Member Centers or branches for support.
Can I start using TDECU branches?
TDECU Member Centers won’t be available to Space City members until the integration of our systems (likely end of 2026/2027). We will let you know when TDECU Member Centers are available to you.