Merger Update
Page last updated: August 31, 2026
What the future holds for your Space City accounts
In 2025, Space City Credit Union merged with TDECU. It was a decision that expands our reach: more places to bank, more products to choose from, and the same commitment to helping individuals, families, and communities prosper.
This fall, we will take the last step in our conversion process. Over the weekend of October 31, 2026, your Space City accounts will move onto TDECU’s systems. On Monday, November 2, 2026, you will begin banking as a TDECU Member.
Right now, there is nothing you need to do. Keep banking exactly as you do today.
Here is what you can expect from the completed conversion:
- More places to bank
The people working at your Member Center are the people you already know, and every TDECU Member Center across Southeast Texas will be open to you. - More products and services
Expanded lending options and additional deposit products will be available to you. - More ways to bank
You will have access to a new digital banking platform, expanded contact center hours, and additional self-service options.
A few things will change along the way, including some of your account details and how you sign into Digital Banking. We will walk you through every change well before you need to do anything.
What happens next
Within the next two weeks, watch your mail and email for a conversion letter and the TDECU Member Handbook, which contains: your new account agreement, the fee schedule, funds availability terms, and required disclosures. We strongly suggest reading and keeping this handbook. Starting November 2, it will govern your accounts.
We will update this page as more information becomes available.
What is not changing
Most of your banking will be unaffected by this conversion.
| Deposit insurance | Your accounts remain federally insured by the National Credit Union Administration. |
| Account balances | Transfer in full. |
| Loan interest rates, payment amounts and maturity dates | Unchanged. |
| Loan payment due dates | Unchanged. |
| Automatic deposits and payments | Continue to post to your account. |
| Your existing checks | Continue to be honored. |
| Your Member Center | Legacy Space City locations remain open after conversion. |
Frequently Asked Questions
What is happening?
Space City Credit Union and TDECU came together as one credit union June 2025. This fall, your Space City accounts will move onto the TDECU systems, making the full TDECU Member experience available to you.
Do I need to do anything right now?
Please make sure the contact information we have on file is correct. Review your current email, mailing address, and phone number to ensure you receive all conversion communications. You can update your information in Digital Banking, at any Member Center, or by calling us at (713) 222-1244.
Is my money safe?
Yes. Your deposits remain federally insured, and your balances will move with you. There will be no changes that impact the safety of your money.
Will my direct deposit and external ACH payments keep working?
Yes. Your direct deposit and external ACH payments will be carried over as your account moves to the TDECU system.
Where can I direct my questions?
Email us at Merger@SpaceCityCU.com, call us at (713) 222-1244, or stop by any Space City Member Center.